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My daily edit of the news…

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Friday 18th September

 

UK’s Answer Pay and Mastercard complete first live Request to Pay transactions [Pay.UK ecosystem] Read more…

Australian startup Cape unveils open banking powered corporate credit card [co-founders Ryan Edwards-Pritchard Edo Ominiyi] Read more…

European Commission plans new revolution for open finance in 2022 [draft Digital Financial Strategy] Read more.. 

Smart Data – the future of data and how the UK government is legislating on compulsory participation, Penningtons Manches Cooper Partner John Doherty. Read more… 

UK’s ClearBank becomes first clearing bank to offer multi-currency accounts via JP Morgan API. Read more… 

Renters to pay £8/mth to report data to big credit reference agencies [rent reporting service CreditLadder moves to freemium model] Read more…

Thursday 17th September 

The FinTech 50 2020 announced [with plenty of open banking interest] Read more…

Newly launched DIACC digital ID framework to begin testing in Canada. Read more… 

Bipartisan House bill targets improving US digital identity verification. Read more… 

Australian challenger 86 400 claims Australia’s first open banking consumer service [savings rate comparison tool] Read more…

Australian Consumer Data Right Support Portal now live, Australian Competition & Consumer Commission, Data61 [CDR knowledge base and online support] Read more…

Why Canapi Ventures is leading financial services identity operating system Alloy’s $40 million financing [platform for accessing multiple data sources] Read more…

Personal financial management app Snoop gears up to launch £5 million crowdfunding [and plans SME service] Read more…

 

Wednesday 16th September

Six common mistakes in open banking, TransferWise’s Lars Trunin. Read more… 

How Volksbank Dortmund-Nordwest is securing its future with platform business (German) Dr Armin Schwarze, Oliver Nows [interesting case study of an evolving partnership / open banking strategy] Read more…

Wealth management solutions provider SEI boosts master trust offering with Moneyhub partnership [allowing scheme members to aggregate bank accounts, savings, investments, other pensions – pensions dashboard +] Read more…

French embedded finance startup Swan helps other companies issue cards, accounts and IBANs [“The DIY banking platform”] Read more…

Where are we a year on from PSD2? Tink [rapid growth in TPPs and use cases, improved API performance, significant investment] Read more…

It’s all about the data: how to prepare for the future of banking, Finastra’s Eli Rosner [learning from open banking experiences] Read more…

Brazil’s banks try to outflank challengers by investing in open finance platform Quanto. Read more… 

Why Mexico’s SMEs need a fintech operating system and not another bank, Oyster CEO Vilash Poovala. Read more… 

 

Tuesday 15th September

UK’s TechNation launches Fintech Pledge to enhance collaboration between banks and fintechs [setting standards for commercial partnerships; also adds new members to Fintech Delivery Panel] Read more…

Challenger Starling Bank’s Marketplace turns 3 amid new quality over quantity strategy, Anna Mitchell [and possible freemium business model] Read more…

Learnings from Microsoft and Visa integrating personal financial data into Excel, and the open ecosystems of Google Sheets and Metamask – Lex Sokolin [interesting long read; can the strategies of data aggregators / personal financial management fintechs be undercut by tech companies that “control the default financial management interface – the spreadsheet”] Read more…

This crisis shows banks must embrace lending marketplaces to service SMEs, Linedata’s Francois Levy [Loansquare co-founder] Read more…

A profile of Flanks, Spain’s first wealth management aggregator (Spanish) Read more…

Embedded payments are taking a bite out of banking, Sandeep Kumar Sood [“It’s not a matter of whether embedded finance will disrupt banks, but when”] Read more…

Monday 14th September

Women in fintech: how open banking can help address data bias AccountScore CEO Emma Steeley, Moneyhub CEO Sam Seaton, Pinsent Masons’ Luke Scanlon. Read more… 

Gaming firm Razer exploring bank licence applications in Europe and the US. Read more… 

2020: the year of digital transformation in open banking Tink Research Director Jan van Vonno. Read more…

How APIs and ecosystem strategies accelerate digital transformation Google Cloud’s Bala Kasiviswanathan [interesting example of Indonesia’s Bank BRI’s premium credit scoring API helping revenue and financial inclusion] Read more…

Open banking: exchange account data for services (German) Katharina Schneider [overview of the slow progress in Germany] Read more…

There’s a new wave of challenger banks looming and profitability is on their mind. Read more

The first year of open banking in Poland – progress and potential (Polish) finregtech.pl‘s Michal Nowakowski. Read more…

 

Friday 11th September

Banking as a Service (BaaS): The platform approach to banking [overview of 11:FS report Banking as a Service: Reimagining financial services with modular banking] Read more…

Emerging technologies are reshaping financial services. Here’s how. World Economic Forum’s Drew Propson. Read more… 

Why we bought Wirecard UK, Railsbank CEO Nigel Verdon [“Our vision is that we will be the platform that anybody embedding financial services into the customer experience will sit on top of”] Read more…

Australia’s Bendigo and Adelaide Bank looks to Up as digital testbed, Ryan Brosnahan. Read more… 

US banks call for federal data sharing standards. Read more… 

A profile of open banking identity checking service Authologic (Polish). Read more… 

European fintechs are dipping their toes into Asia – but it’s not for the fainthearted. Read more… 

Properly prepared for the API economy (German) Modularbank’s Rivo Uibo. Read more… 

Thursday 10th September

 

A CFPB data access rule could be a win for open banking in the US, Eversheds Sutherland’s Robert J Pile, Brian M Murphy, Hannah C Winiaraki.  Read more…

Look beyond London for the UK fintechs that will lead post-Covid recovery, Citi’s Tony McLaughlin [“Gong forward, the opportunity for fintechs … embedding financial services into these mass-market consumer platforms”] Read more…

UK consumers and businesses to be given more control of data under proposed new law [extending ‘Smart Data’ beyond banking] Read more…

Vast, fast and relentless: The future of how people buy [marketplaces, retention rather than acquisition, privacy and other values, new business models – registration for B2C buying guide] Forrester’s David Truog, Sucharita Kodali, Anjali Lai, Joe Stanhope. Read more… 

Polish fintech Kontomatik raises funding, seeks to develop open banking in new industries (Polish) Read more…

How does the EC’s vision of an ‘ecosystem of trust’ fit with the realities of micro-targeting, Cambridge Consultants’ Michael Gabrielczyk [the need to create more symmetric, transparent business models like open banking] Read more…

Financial inclusion champion James Mwangi, CEO of Equity Group, wins Oslo Business for Peace award. Read more…

Wednesday 9th September

The value that open banking brings to each market player, Salt Edge CEO Dmitrii Barbasura [benefits for TPPs, companies, consumers, banks] Read more…

Is it open banking, open data or open mind (Chinese) Far East International Bank Deputy GM Digital Dai Songzhi [the limitations of open banking and the potential of a broader open data approach] Read more…

UK government publishes new National Data Strategy to kickstart data revolution across the UK. Read more…

“Open banking opens up more possibilities than we can imagine” (Portuguese) ABFintechs Director and Linker COO Ingrid Barth [competition, innovation and financial inclusion in Brazil] Read more…

Two ways insurers can adapt to Covid-19 (French) GlobalData’s Yasha Kuruvilla and Jazmin Chong [using open data to understand changed risks and develop new products] Read more…

Australia’s NAB builds portfolio of 1200 APIs as partnership ecosystem grows  –  CTO Steve Day.  Read more… 

Abu Dhabi launches open data platform to boost economy.  Read more… 

Tuesday 8th September

What does India’s Open Credit Enablement Network (OCEN) mean for small businesses? TERA Finlabs CEO Pradeep Rathnam [providing the framework for a credit marketplace with consent-based data access, complement to the account aggregator framework] Read more… 

How fintech sprovid is helping furloughed tenants get discounts on rent [nice open banking use case] Read more…

From BigTech to challenger banks; why WealthTech is the goal [Capgemini’s Elias Ghanem on the findings of the World Wealth Report 2020 and the need for wealth managers to embrace Open X] Read more…

Europe’s open banking is a flop, Forbis Group founder Andrej Zujev [the need for standardisation, easier access for TPPs] Read more…

How open banking could cut UK’s £575 million card network fee bill [Yapily ‘A manifesto for payment innovation’, registration for full download] Read more…

Unsexy innovation: how to buy innovation services, Oliver Graham-Yooll [tips on partnering for corporates and startups] Read more…

Australia’s CDR to be rolled out aggressively to other industries, Senator Jane Hume [energy, then telecoms, pensions, insurance] Read more…

 

Monday 7th September

How much open banking budget is future relevance worth to you? Innopay CEO Shikko Nijland [the “fast diminishing window of opportunity for banks to evolve from being a money custodian into a data custodian”] Read more…

‘All-in-one’ SME current account from collaboration between paytech Form3 and processor/issuer PPS and banking/accounting app Countingup [combining and simplifying payments, accounting and tax] Read more…

Where are all the women in fintech? Open51 co-founders Amy Kroviak and Felicia Meyerowitz Singh. Read more… 

… and an interview with Mirna Sleiman CEO of fintech marketplace / innovation platform Fintech Galaxy. Read more…

Everything you need to know about authentication, Beyond Identity [infographic, advantages of certificate-based authentication] Read more…

Greater access to banking could help millions living in poverty, Chargebacks911 COO Monica Eaton-Cardone [overcoming identity, financial literacy, access challenges] Read more…

Friday 4th September

Businesses predicting multi-million returns from open banking investment, aiding Covid rebuild [Yolt Technology Services survey Unlock the Value of Open Banking, registration for full download] Read more…

UK government open banking tender puts focus on payments [HMRC tender for payment initiation services to reduce costs and errors] Read more…

US data networks work to shore up account access as regulators eye rules of their own [MX, Fiserv announce platforms] Read more…

From retailers to tech giants, meet companies interested in Brazilian open banking (Portuguese) Claudio Gradilone. Read more… 

India needs paradigm shift in personal data management, NITI Aayog [Data Empowerment & Protection Architecture (DEPA) draft for discussion paper] Read more…

Bank IT in transformation to digital ecosystems (German) Luenendonk Senacor Technologies white paper. Read more… 

The healthcare API system: looking beyond the CMS rule, WSO2’s Mifan Careem [how giving patients access to their data can spur development of a new healthcare ecosystem] Read more…

Thursday 3rd September

US regulator OCC pushes ahead with plan to offer national charters to payment fintechs. Read more… 

The quest to define pensions dashboard data standards, Pensions Dashboards Programme’s Richard Smith [three key issues, plus intention to publish first version by end of year] Read more…

BaaS platform NovoPayment and Visa launch ‘Prepaid in a box’ white-label virtual issuing and disbursement for Latin America. Read more…

The one department marketers must work well with for great CX [the CMO-CIO partnership Forrester’s Sam Higgins] Read more…

Fintech committee offers ‘quick wins’ fix to Australian ecosystem [detailed submissions and recommendations in long downloadable report; recommendations include expanding CDR to superannuation (pensions) and other financial services)] Read more…

Tech infrastructure pressure expected as open banking takes off, Macquarie Bank CDO Luis Ugina. Read more… 

 

Wednesday 2nd September

Australian Competition & Consumer Commission releases Conformance Test Suite for CDR accredited data recipients. Read more…

PSD2 and open banking: building a frictionless European payments system, PPRO’s Ralf Ohlhaussen. Read more…

Open banking / AI buy-no-pay-later startup Zilch raises $10 million. Read more…

Pensions industry experts respond to UK Pensions Dashboards Programme consultation on data standards [now closed] Read more…

UK government aims to change laws around digital identities [and Digital Identity Strategy Board’s six principles] Read more…

Tuesday 1st September

Orchestration platforms to ease payments complexity, CellPoint Digital CEO Kristian Gjerding [“If it takes an airline six to eight months to integrate a new payment method, it can take a payments orchestration platform about eight minutes”] Read more…

Brazilian personal financial management app Guiabolso introduces transfers between accounts, prepares for payments (Portuguese) [anticipating Brazil’s move towards PIX payments and open banking] Read more…

Banks aren’t as stupid as enterprise AI and fintech entrepreneurs think, Symphony AyasdiAI CEO Simon Moss  [and banks will end up with fewer, more trusted fintech partners] Read more…

Taiwan’s FSC introduces fintech roadmap [consumer data sharing with consent within financial groups 2021, possibly broader in 2022] Read more…

The potential of Open Digital Ecosystems to transform societal outcomes for India, Omidyar Network India, Boston Consulting Group [long read / downloadable report, open digital platforms plus community and governance for common good] Read more…

Apple Pay was not disruptive but Apple ID will be, Dave Birch. Read more… 

What startups need to know about bank procurement processes, Alex Barkley. Read more… 

Open banking and the mortgage process, Yolt Technology Services CBO Leon Muis. Read more…

Friday 28th August

Pre-launch open banking rent deposit fintech Fronted backed by Passion Capital. Read more… 

Embedded finance gaining traction, CB Insights State of Fintech Q2 2020 report (registration for full download) Read more…

Ecobank Group’s pan-African banking sandbox is live. Read more… 

Romanian fintech Smart FinTech launches two open banking financial assistants (Romanian) [aggregators for individuals, SMEs] Read more…

Thai Insurance Company overhaul website ready to move forward to Open Insurance API (Thai) Read more…

Denmark’s Danske Bank launches mobile payments from accounts with other banks [using Nordic API Gateway] Read more…

Thursday 27th August

More clarity in Swiss open banking: SIX and Swiss Fintech Innovations join forces [compatible API specifications for payments] Read more…

Australia’s Frollo reaches 1 million CDR (open banking) API calls. Read more…

The transformation of Ant Financial [“It’s the western bankers’ worst nightmare of what would happen under an open banking system” Martin Chorzempa] Read more…

How non-bank firms could usher in a new era for financial services, Alviere’s Yuval Brisker, Pedro Silva [going beyond payment processing to offer additional financial services to customers] Read more…

UK government must urgently prioritise digital identity, techUK [new white paper Digital identities: the missing link in a UK digital economy] Read more…

Three steps to strengthen data ethics at your company – and why they matter, Lenses.io CEO Antonios Chalkiopoulos [‘extreme data nudity (EDN)’] Read more…

 

Wednesday 27th August

Standard Chartered Korea to provide banking in messaging apps with PayKey embedded banking keyboard [banking where the customer is – social media] Read more…

Australia’s Consumer Data Right: accreditation and other updates [Australian Competition & Consumer Commission tips on applying for accreditation] Read more…

A consumer data right – is it New Zealand’s turn for data portability? Dentons Kensington Swan partners Liz Lim, Hayley Miller. Read more…

Pensions dashboards – could there be a sting in the tail for the defined benefit pensions world [potential costs of re-presenting/calculating consistent retirement data] Lane Clark & Peacock Partner Steve Webb. Read more… 

Australian Securities & Investments Commission financial services sandbox gets a makeover [longer testing, wider range of services] Read more…

Use of TrueLayer payments API up 800% during lockdown. Read more… 

New service Gretel to reconnect customers with lost or dormant financial services accounts [innovative customer data cleaning/governance platform] Read more…

Tuesday 25th August

A path forward for open banking, Latham & Watkins [regulatory approaches in the US and UK] Read more…

Why consumers just don’t trust fintechs, Edelman’s Andrew Wilde [data privacy, fear of the unknown, limited regulation, scandals] Read more…

Latin America closing in on open banking [roundup of Mexico, Brazil, Columbia, Argentina vs UK] IDB Bank’s Gerardo Hernandez Read more…

How today’s community bank becomes a digital deposit and loan machine [the opportunity of BaaS / embedded banking] Read more…

UK’s CMA greenlights Visa’s acquisition of Plaid [citing competitive strength of TrueLayer, Tink, Token, Yapily] Read more…

The open banking revolution is coming (Spanish) Ignacio E Carballo, Banco Galicia’s Emiliano Porciani, Plunzo’s Federico Golberger [open banking in Argentina] Read more…

 

 

Monday 24th August

Who needs banks? How tech companies are taking a bite out of financial services [embedded finance – reducing friction and creating new revenue streams – Canada’s Lightspeed CEO Dax Dasilva, Shopify VP Kaz Nejatian, Wealthsimple CEO Michael Katchen] Read more…

Australia’s eftpos debit card system goes digital for the first time as retailers push for low-cost payments. Read more…

Facebook’s payments pivot and its uphill battle for embedded finance domination, Ron Shevlin. Read more… 

PSD2 SCA delay: an ideal time to re-evaluate authentication methods, Prove (formerly Payfone) VP Keiron Dalton. Read more… 

A massive move online requires more creative ID solutions, ADARA VP Nguyen Nguyen. Read more…

Swedish open banking platform Open Payments raises €3 million. Read more… 

The EU’s localised digital identity play, One World Identity. Read more… 

Banking group JP Morgan Chase targets launch of UK challenger bank for Q1 2021. Read more…

 

 

Friday 21st August

Digital banking is the future [profile of SaaS banking platform Mambu; challengers and digital banking in Singapore] Read more…

In the competitive game of open banking, MX claims a big lead with 50,000+ connections [leading US data aggregators] Read more…

Wirecard UK to be bought by Railsbank. Read more… 

Scottish payments integration layer Bridge raises £2.5 million. Read more… 

UK Pensions dashboard users will need advisers to help make sense of it, Lane Clark & Peacock Partner Steve Webb. Read more… 

Competition in the financial ecosystem and E.Sun Bank’s strategy (Chinese)  [three key drivers: embedded finance, banking as a platform, open banking] Read more…

4 questions to ask about open banking compliance Radware’s Siddharth Deb [API protection against malicious bots] Read more…

Thursday 20th August

How insurtech Santander Auto capitalises on the bank’s ecosystem (Portuguese) CEO Denis Ferro [embedded insurance at point of sale, smart use of data to minimise paperwork / improve customer experience, competing with the bank’s own insurance offer] Read more…

Frictionless Finance Report DirectID’s Kenny Pattie [how open banking can support consumers and businesses through the pandemic, roundup of the month’s open banking / finance news] Read more…

We need more competition in business banking – and open banking can help, Tide CEO Oliver Prill [plans to overcome account switching inertia by offering businesses embedded accounts] Read more…

Open banking to usher new wave of mortgage products, BankVic CIO Scott Wall [potential to sell data-driven products – without capital requirements and repayment risk?] Read more…

UK government urged to include ‘vast majority’ of schemes on initial pensions dashboard, AJ Bell’s Tom Selby. Read more…

Fintech regulation in Malaysia Bank, Negara Malaysia Director Suhaimi Ali [and the forthcoming framework for digital banks] Read more…

Open banking is gaining momentum in Bahrain and the wider MENA region, Fatema Ebrahim. Read more… 

Wednesday 19th August

Madrid-based startup Lana aims to offer one-stop financial services for gig workers in Latin America [starting as wallet aggregator, ultimately building services on that financial history] Read more…

Lessons for challengers from Monzo and Starling [and how new challenger Monument expects open banking to provide customer data visibility without the cost of offering its own current account] Read more…

August PYMNTS & Ekata Merchants Guide to Navigating Global Payments Regulation (registration required) [including why open banking regulations need to protect online merchants from rising fraud] Read more…

Nordic challenger bank Lunar launches business bank accounts for SMEs and freelancers. Read more… 

Cloud-native payment tech provider Form3 raises $33 million [with investors Lloyds Nationwide looking to evolving payments infrastructure] Read more…

Open source embedded banking platform Moov raises $5.5 million [backed by multiple angels including Plaid’s William Hockey] Read more…

We need to talk about data [WunThompson Intelligence research suggests growing consumer concern over how companies use personal data, the need for a clearer value exchange and perhaps repositioning digital identity] Read more…

Indonesian Banking Development Institute (LPPI) virtual seminar: Open banking – yes or no (long video, Indonesian) Read more…

 

 

Tuesday 18th August

The challenges have just started for big banks (video) Brett King. Read more… 

Impact of digitalisation on lending in Ghana’s financial sector [interview with African financial data API Pngme] Read more…

Digital identity: why you may want to prioritise security over speed, Trulioo Chairman Stephen Ufford. Read more… 

A new world of open data and cyber risks, Herbert Smith Freehills [Australia’s CDR] Read more…

Open banking fintech for landlords Hammock raises £1 million seed funding for current account launch. Read more… 

Accounting software Free Agent partners with insurer Hiscox [using AI and financial data to identify SME insurance opportunities] Read more…

PSD2 vs GDPR: data minimisation, accountability and security in the draft European Data Protection Board guidelines (Polish) finregtech.pl‘s Michal Nowakowski [implications for TPPs / open banking] Read more…

Monday 17th August

How the US carves its own path to open banking, Prime Trust CEO Scott Purcell [despite lack of legislation] Read more…

SEPA Request to Pay set to transform the payment experience, Fiserv VP David Chance [the opportunity for innovative overlay services] Read more…

Issues with the non-personal data authority in India [highlights from a discussion on the Ministry of Electronics & IT draft Non-personal Data Governance Framework] Read more…

(r)Evolution: PSD2, open banking and the future of payment services, Seed consultancy [long report with emphasis on Malta’s financial services] Read more…

To compete or to collaborate: fintechs and banks (podcast), Payoneer GM Eyal Moldovan. Read more… 

Korean mobile financial services platform Toss joins forces with CIMB Bank Vietnam for in-app banking solution. Read more… 

Open insurance: Restoring confidence and seizing opportunities, Crif Decision Solutions MD Sara Costantini. Read more… 

Friday 14th August

Monetary Authority of Singapore “very serious” about open banking, MD Ravi Menon. Read more…

Tools and techniques to master API management in production, Clive Longbottom Read more… 

Getting personal with APIs to unlock SME lending, Finastra’s Ryan Clifford [gathering risk data efficiently] Read more…

Israeli insurtech Bambi Dynamic raises €5 million funding [open / embedded insurance platform] Read more…

New from US National Institute of Standards and Technology: Digital identity guidelines: Authentication and lifecycle management [technical] Read more…

Open banking offers accurate reliable picture of borrower’s financial situation, Leap Lending COO Daniel Napon. Read more… 

UK tax accounting fintech Cirrostratus Exedra claims record for 64 open banking interfaces. Read more… 

Thursday 13th August

Why embedded finance is the next evolution in fintech, Ross Republic’s Adrian Klee. Read more…

An interview with Swiss SME digital assistant Klara’s Jens Margraf (German) [using AI, open banking to simplify company admin] Read more…

Payments fraud solution Vesta integrates with Plaid to introduce guaranteed ACH payments. Read more…

Payments standards organisation NACHA adds Visa to Phixius payment-information exchange platform pilot. Read more… 

Coffee with Innovate Finance – in conversation with Yapily CCO Matt Cockayne (podcast) [opportunities for open banking / open finance] Read more…

How open banking will transform the subscription economy, GoCardless’ Carolyn Breeze. Read more…

An interview with Finerio CEO Jose Luis Lopez Amador (long video, Spanish) [Finerio’s pivot from personal financial management to open banking platform, the process of raising funding] Read more…

 

Wednesday 12th August

The shifting nexus of retail banking, strategy+business’ Rowan Laurence and Cambridge Judge Business School’s Stelios Kavadias [how incumbents need to build on customer experience and trust; lessons and threats from around the world] Read more…

Open banking’s slow start in Australia (podcast), Basiq CEO Damir Cuca. Read more… 

3 ways COVID-19 is revolutionising fintech in Europe, FreeAgent CEO Ed Molyneux [in particular open banking, where FreeAgent has just partnered with TransferWise] Read more…

How BigTechs, portals and lifestyle apps are putting banks under pressure (German), International School of Management’s Professor Silke Finken [drivers of change, learning from ecosystems like Alibaba] Read more…

Consumer protection: Driving innovation and competition in real-time payments, The Payment Systems Regulator Head of Policy Genevieve Marjoribanks [the right consumer protection regime to make open banking payments more competitive] Read more…

Central Bank of Azerbaijan launches digital financial service project [open banking, instant payments, remote banking, regulatory sandbox] Read more…

How Finnish P2P lender Fixura uses open banking / AI credit-scoring for its new loan product (Swedish) [working with Mambu, Tink, Asiakastieto] Read more…

 

Tuesday 11th August

A short 2020 overview of open banking in Switzerland. Read more…

Open banking: what is still missing for standard and simplicity (Italian) Giovanni Vattani. Read more… 

Messaging standards bring clarity to a fragmented payments ecosystem (podcast) RedHat’s Marius Bogoevici. Read more… 

Facebook Financial formed to pursue Facebook’s payments plans. Read more… 

New version of Aon’s financial wellness tool, Well One Money, uses open banking to automatically identify potential savings from deals. Read more… 

UK Government Digital Service pilots digital passport verification service [testing the market for use in financial services and other private sector applications] Read more…

Monday 10th August

Central Bank of Nigeria directs banks to share customers’ data with fintechs. Read more… 

Open banking in Russia (Russian) [long look at use cases, presentations from Banking Review conference] Read more…

P2P lender Funding Circle looks again at open banking [recognising improved customer experience now available] Read more…

US Federal Reserve announces details of FedNow real-time payments service. Read more… 

Australian Competition & Consumer Commission says bank screen scraping warnings are not anti-competitive. Read more… 

Open banking: Trends of the era 4.0 (Vietnamese) [long roundup of open banking issues, global approaches, Vietnamese regulation etc] Read more…

Neo-banks: The next revolution in Indian banking sector. Read more… 

Friday 7th August

Korea’s securities firms brace for MyData business [extending open banking beyond aggregation] Read more…

The tale of 2 challenger bank models, Flourish’s Tilman Ehrbeck, Anuradha Ramachandran and Ameya Upadhyay. Read more…

Frictionless payments platform Orum raises $5.2 million, launches Foresight product. Read more… 

What the use of open banking means for identity networks, Avoco Secure’s Susan Morrow. Read more… 

For DevOps, Application Program Integration (API) is a major security vulnerability, Moor Insights & Strategy’s Christopher R Wilder [case study of Zelle payments security flaws] Read more…

Russia’s central bank Bank of Russia has sent draft standards for Open API to Russian financial associations (Russian) Read more…

The European strategy for the digital finance of the future (Spanish) BBVA’s Lucia Pacheco and Edward Corcoran [level playing field with BigTech, extend open banking model to all sectors, improving EU single market] Read more…

US challenger bank Rellevate for the working poor goes live, Penny Crosman of American Banker. Read more… 

Thursday 6th August

Harnessing the power of open banking and open finance, Moneyhub CEO Sam Seaton. Read more… 

A buyer’s guide to API management SaaS whitepaper, WSO2’s Amila Mahaarachchi. Read more… 

US banks and credit unions must take digital IDs seriously now. Read more…

Why haven’t major banks in Taiwan applied for the second phase of open banking? (Chinese) [culture, security concerns, innovation/partnership challenge] Read more…

Taiwan’s Taishin Bank to build life financial ecosystem platform (Chinese) [building on success of Richart Digital Bank] Read more…

Digital trends in Kazakhstan’s banking system (Russian), Halyk Bank’s Anton Musin [open banking, payments] Read more…

 

 

Wednesday 5th August

New Zealand’s Ministry of Business, Innovation and Employment sees case for government intervention to establish a Consumer Data Right [frustration with slow progress on open banking] Read more…

Open banking request-for-payment fintech Ordo now integrated with UK’s leading accountancy packages [reducing invoice payments costs and fraud risk] Read more…

The benefits of open banking amid COVID-19 (video), SAVE CEO Shema Steve. Read more…

API security need to know: questions every executive should ask about their APIs, Cequence Security’s Matt Keil [the US National Institute of Standards and Technology Cybersecurity Framework] Read more…

Czech bank Banka CREDITAS folds separate Richee aggregator into main banking app (Czech) [having used the separate brand for experimentation] Read more…

Nobody needs to understand open banking to profit from it (Portuguese) [case study from the TecBan open banking hackathon – the thinking behind winning idea Bicos] Read more…

New open banking fintech sync. closes £5.5 million funding round and launches to early access customers. Read more…

Tuesday 4th August

Uber’s departure from financial services: a speed bump on the path to embedded finance, Ron Shevlin [ecosystem, drivers, recent announcements] Read more…

The future of banking has arrived, Forrester’s Jacob Morgan Alyson Clarke [“Banks will have a stark choice:own customers, or power finance; few can manage both”] Read more…

Google signs up six more partners for its digital banking platform coming to Google Pay [with co-branding, data sharing. “Collaborations with companies like Google represent the future of banking” BBVA US CEO Javier Rodriguez Soler] Read more…

Open banking and APIs: a legislative or technological issue in banking? (Spanish) Open Vector CEO Carlos Figueredo, Prometeo OpenBanking co-founder Ximena Aleman, Citibanamex CIO Tiago Spritzer [good look at open banking in LatAm] Read more…

Why data ethics is a growing CISO priority, Joan Goodchild [how security and ethics fit together] Read more…

Interview with Sentenial/NUAPAY CCO Brian Hanrahan (podcast) [are consumers seeing benefits from open banking?] Read more…

A letter to our Up customers from Finder co-founder Fred Schebesta [Up deactivates accounts allowing Finder access] Read more…

Payments technology provider Bottomline Technologies launches open banking payment initiation service for online merchants. Read more…

 

Monday 3rd August (9am BST)

Benjami Puigdevall, CEO of Caixa Bank’s open banking lifestyle platform for millennials imagin, interviewed by Jim Marous [very interesting excerpts, link to podcast] Read more…

Redefining customer convenience in an age of embedded financial services, FICO’s Anna Hamilton. Read more… 

How China’s Ant is evolving from a payments app into a technology champion, Alison Tudor-Ackroyd. Read more…

Interview with Deposit Solutions CEO Tim Sievers (podcast) Read more…

Request to pay: a revolution in digital payments, Exela Technologies SVP Michael Alfonsi. Read more…

Fintech dreams not in line with bank policy (Lithuanian) [CEO Kostas Noreika on how banks make life difficult for Paysera citing AML / other policies] Read more…

Opportunities and risks in embedded financial services (German) comdirect Startup Garage’s Pidder Seidl. Read more…

 

 

Friday 31st July (9am BST)

How payments fintech is using banking as a service to drive growth, Daniel Webber [long background read] Read more…

Don’t just digitalize – componentize, FIS’ Andrew Beatty [importance of customer experience and opportunities for incumbents] Read more…

Challenger Monzo sees losses double despite revenue bump. Read more… 

More than regulation – how PSD2 will be a key driving force for an open banking future, PPRO Executive Advisor Ralf Ohlhausen. Read more…

Enhancing trust with AI-driven biometrics white paper from Jumio FindBiometrics [issues around using AI-driven face authentication as a ‘trust chain anchor’] Read more…

Digital identity and trust: European Commission launches public consultation on the eIDAS regulation. Read more… 

UK consumer finance brand BNP Paribas Personal Finance taps Experian and Aryza’s Debtsense to support customers through COVID-19 [using open banking financial assessment to create personalised payment plans] Read more…

 

 

Thursday 30th July (9am BST)

Leading Canadian financial services firms join as financial data standard organisation FDX launches in Canada. Read more…

Australian open banking’s majestically slow start [complexity of fintech accreditation] Read more…

Mexico’s two speed open banking (Spanish) Belvo co-founder Pablo Viguera. Read more… 

Wealth management dashboard ARQ chooses Moneyhub’s open finance data and intelligence [early progress in broader open finance] Read more…

Wednesday 29th July (9am BST)

US FDIC hatches plan to help fintechs and community banks partner [seeking comments on possible standard-setting / voluntary certification program – potentially signalling a significant step towards US open banking – thanks for flagging Don Thibeau] Read more…

Challenger Revolut launches price comparison service powered by MoneySuperMarket Group / Decision Tech. Read more…

Pre-launch Green Wallet [CEO Tom Ferrier]: A simple star rating to prove your spending is green [combining open banking with behavioural science] Read more…

How recently launched proptech CubicLease combines open banking based prequalification, referencing and property viewings [interesting example of open banking enabling a distinctive service] Read more…

Supply-chain financing platform Traxpay attracts investment from Deutsche Bank. Read more…

Tuesday 28th July (9am BST)

Open banking: US Consumer Financial Protection Bureau to craft rules on access to financial records. Read more…

Australian digital bank Up launches banking API to let devs build financial apps [interesting alternative to open banking] Read more…

First AISP licence issued in Latvia to Nordigen (Latvian) Read more…

UK government launches Tech for Growth programme [promoting fintech partnerships with Africa to drive financial inclusion] Read more…

Fintech DirectID launches open banking collections and recoveries solution [automating financial assessment process] Read more…

Payments platform Ozow – Paving the way for open banking in Africa. Read more…

The future of business post Covid-19 – webinar Wednesday July 29 hosted by Brett King. Read more…

How do FIs migrate to ISO20022, hit deadlines and create opportunities? Bottomline Technologies MD Daniel Bardini. Read more…

4 questions with FIXFlyer CEO Brian Ross [“The next innovation in financial technology will be the expansion of the wealth management API economy”] Read more…

 

 

Monday 27th July (9am BST)

Open banking [in the US] gets a jump start from Covid, Celent’s Kieran Hines and MX CTO Brandon Dewitt. Read more… 

Four steps for drafting an ethical data practices blueprint, Kellogg School of Management’s Joel Shapiro and Virtue CEO Reid Blackman. Read more…

How digital can join the dots of the customer journey, Diebold Nixdorf’s Matt Phillips [from platformification to ‘portalisation’] Read more…

Start up for open insurance (Italian) [interesting discussions from the Insurance Connect Innovations Summit 2020] Read more…

Supplier assurance – fintech’s route to well-managed regulation, Crossword Cybersecurity MD Stuart Jubb [ensuring security / compliance across the supply chain] Read more…

Eight Chinese banks keen to join second phase of open banking pilot (Chinese) Read more…

How Chinese tech billionaire Yahui Zhou is calling the shots at Nigeria’s OPay [trying to build an ecosystem driving payments volume] Read more…

Friday 24th July (9am BST)

The City View Podcast: Imran Gulamhuseinwala on Britain’s open banking future. Listen… 

Slow but sure: exploring open banking’s potential for streamlining citizen services [interesting read on emerging propositions for UK’s NS&I GPS, HMRC, NHS Credit Union] Read more…

Adopting a DataOps mindset to minimise data ethics risks [data observability and data socialisation] Lenses.io CEO Antonios Chalkiopoulos. Read more… 

Central Bank of Indonesia pushes for open banking development [to boost financial inclusion] amid data security concerns. Read more…

When legacy application security becomes your Mr Hyde, Contrast Security. Read more… 

Telecoms provider Orange and bancassurance company NSIA launch Orange Bank Africa to improve financial inclusion in West Africa. Read more… 

Thursday 23rd July (9am BST)

Australia’s CDR will help smaller banks, but there will be costs to incumbents and insurgents, Contino’s Michael Ewald. Read more…

Interview with Razer Chief Strategy Officer Li Meng Lee on their virtual Youth Bank proposition. Read more…

Fintech Tradecore launches new platform to help fintech start-ups get to market faster [via partnerships with TrueLayer, Modulr, ComplyAdvantage and others] Read more…

Open banking has arrived in Mexico, Holland Knight’s Alejandro Landa Thierry and Gerardo Rotzinger. Read more…

WhatsApp to pilot projects to deliver credit, insurance and pension to users in India. Read more… 

Romanian open banking fintech Finqware co-founder Cosmin Cosma on going through the BCR accelerator (Romanian) Read more… 

Global trends in embedded finance Broadhaven Ventures’ Michael Sidgmore (podcast) Read more…

Wednesday 22nd July (9am BST)

Self-driving money is coming to consumer fintech, Nikola Milanovic [moving beyond the hub-and-spoke model and specialist apps] Read more…

25 ways to create competitive advantage with open banking, Adatree (registration required for download) [use cases in financial services and beyond] Read more…

The future of big british banks: battleground for the deposit market, Deposit Solutions report [deposit competition and the opportunity for banks to capitalise on loyalty using a platform model] Read more…

July Merchants Guide to Navigating Global Payments Regulations, PYMNTS and Ekata (registration required for download) [focus on open banking in Latin America] Read more…

Is open finance worth getting excited about or is it just spin [Plaid’s Keith Grose, Flux’s Roisin Levine, Fronted’s Simon Vans-Colina, Sifted’s Isabel Woodford] Read more…

Key issues for prospective CDR Accredited Data Recipients – June webinar video and powerpoint, Australian Competition & Consumer Commission. Read more… 

Open banking, an ally of data protection (Spanish), Belvo co-founder Pablo Viguera [how better account data visibility reduces risks] Read more…

Money management app Plum raises $10 million [for European expansion, eyes open banking payments] Read more…

 

 

Tuesday 21st July (9am BST)

Southeast Asia’s open banking landscape – Nattariya Wittayatanaseth [useful round-up of regulatory approaches, banks, startups] Read more…

Engagement platform Loyalize partners with TrueLayer for retailer payments/loyalty data. Read more…

How their open banking buys could propel Mastercard and Visa – Intrepid Ventures Principal Eric Grover. Read more… 

China’s Yushan Bank introduces open banking mobile payment API for online shopping (Chinese) [China/Taiwan first?] Read more…

Identity-as-a-service provider Auth0 raises $120 million. Read more… 

 

 

Monday 20th July (pam BST)

Open banking in the US; interview with Finicity CEO Steve Smith. Read more… 

Crazy idea number 46: Making big data beneficial for all. H2O.ai CEO Sri Ambati [long read, will individuals get control back of owning/monetising their data (and what role might banks have) ] Read more…

Open banking has started in Hungary but the breakthrough is still far away (Hungarian) [round-up of (limited) progress to date, handful of fintechs] Read more…

Open banking innovation gathers pace – it’s all about the consumer. Pelican CEO Parth Desai [the challenge of using increasing volumes of data for hyper-personalisation] Read more…

July AML/KYC Tracker PYMNTS Trulioo (reg reqd for download) [latest headlines, Ant Financial’s Victoria Liu Edison, combating account takeover] Read more…

Ukraine fintech development strategy prioritises open banking, regulatory sandbox (Ukrainian) National Bank of Ukraine. Read more…

Friday 17th July (9am BST)

Open banking platform Tink acquires credit-decision fintech Instantor. Read more… 

Every company is a fintech: Plaid Head of Policy John Pitts on open banking [US open banking, the impact of Covid, opportunities] Read more…

A review of the evolution of multi-factor authentication, TypingDNA [long background read] Read more…

Nigeria’s economy can’t reach full potential without financial inclusion, Uzoma Dozie [profile of ecosystem Sparkle] Read more…

Europe’s top court strikes down flagship EU-US data transfer mechanism. Read more…

Challenger Revolut launches open banking for one million French customers with TrueLayer. Read more… 

 

Thursday 16th July (9am BST)

Open banking: business models and regulation (Russian) Banking Review’s Danil Pominov [long read, good roundup and key local players] Read more…

Challenger Monzo launches new Monzo Plus with software features it hopes users will want to pay for [“the third Monzo Plus attempt is more akin to a paid-for software upgrade”] Read more…

The Emerging Payments Association launches ‘Project Recovery’ to help UK fintechs post-pandemic recovery [toolkit of support and services] Read more…

Polish banks more agile than fintechs? (Polish) banqUP CEO Krzysztof Pulkiewicz [taking advantage of open banking acting as a TPP] Read more…

Strategic investment by J P Morgan in Brazil’s FitBank [“Brazil’s largest open banking outfit”] Read more…

API EcoBooster partnership between HKSTP and HSBC Hong Kong to drive open banking innovation [extending to other areas of financial services, developer registration by 14 August]  Read more…

Open banking can greatly ease loan processing, George Bodo [Kenyan lending platform Weza.io] Read more…

 

 

Wednesday 15th July (9am BST)

Busy year ahead for UK pensions dashboard Pensions Dashboards Programme principal Chris Curry. Read more… 

Development of open banking / finance in Mexico, Open Vector Senior Consultant, Mariana Velazquez (reg reqd for download, available in English or Spanish) [perspectives from interviews with high-level individuals in the finance sector] Read more…

Five markers of a good PSD2 SCA strategy, Ekata VP Arjun Kakkar [for PSPs] Read more…

AI-based API / cloud-native app security Traceable exits stealth with $20 million funding [and open sources Hypertrace distributed tracing technology] Read more…

Partnering with tech and fintech firms: key EU/UK regulatory considerations for the payments sector, Sidley Austin LLP Partner John M Casanova + associates. Read more… 

Self-employed accounting / tax tool Coconut crowdfunds £2.45 million from customers. Read more… 

UK Insurtech trends – the future of insurance, Get Indemnity founder Simon Taylor. Read more… 

Leveraging open banking data to tackle Covid-19 challenges [how diverted spending impacts affordability assessments] Read more…

Tuesday 14th July (9am BST)

Is the business world ready for a Chief Data Ethics Officer? NewVantage Partners CEO Randy Bean. Read more…

10 ways to prevent an API data breach PK’s Lou Powell [cultural rather than technical] Read more…

US API / financial services standards organisation Afinis adds 17 new members Nacha. Read more…

How to design next-generation banking experiences EPAM’s Tom Moran. Read more…

Insurtech Riskine publishes new model for data traffic to make it easier for actors in the insurance to communicate and encourage innovation (German) Read more…

 

 

Monday 13th July (9am BST)

How open banking helps society further Rabobank’s Nico Strauss (Dutch) [interesting look at how Rabobank is getting involved in different collaborations, the bank’s role as a trusted partner at the interface of payments, identity and data] Read more…

Apples and oranges: what makes Pay.UK and EBA CLEARING’s Request-to-Pay models so different? Finextra’s Paige McNamee [long read on UK’s open banking RtP vs Europe’s four-corner approach] Read more…

Profile of open banking financial support app Touco [allowing a carer/friend to see finances] Read more…

Digital IDs help open banking reach its fullest potential Trulioo COO Zac Cohen (podcast) [open banking in the US, data privacy / security / trust] Read more…

Open banking in Brazil: impacts on competition and consumer wellbeing (Portuguese) Universidade de Brasilia’s Paula de Andrade Baqueiro, Conselho Administrativo de Defesa Economica’s Paula Farani de Azevedo Silveira. Read more…

A bank is a bank is a bank (German) MoneyToday.ch’s Ruedi Maeder [a look beyond open banking /open finance to what customers really want: open living] Read more…

Australian banks should embrace the open banking ecosystem IBM’s Mark Allaby [building targeted sector-specific propositions like agricultural bank Rabobank] Read more…

From APIs to ecosystem: new opportunities for banks (German) Commerzbank CTO Carsten Bittner [Commerzbank’s approach to open banking, the collaboration with Business Engineering Institute St Gallen] Read more…

 

 

Friday 10th July (9am BST)

Credit-card-as-a-service offering from Railsbank and Unifimoney makes it easier for fintechs to launch innovative credit card propositions. Read more… 

Where are we with open banking? OpenPayd CPO Adam Bialy [“Developers are banks new customers”] Read more…

Rollout of TISATech digital marketplace to connect financial institutions with fintechs The Investing and Saving Alliance The Disruption House. Read more… 

Open banking in Switzerland: between hype and reality Swiss Banking Association [download full report: state of play, approaches to standardisation,legal issues] Read more…

Open banking – making advantages visible Raiffeisen Bank International’s Christian Wolf [plus link to download CEE Fintech Atlas (reg reqd)] Read more…

Banco Central do Brasil launches public consultation on new type of payment initiation institution for open banking (Portuguese) Read more…

Assessing API security risks, plotting a solution Contrast Security’s Erik Costlow [API security instrumentation vs SAST/DAST] Read more…

The booming women-focused fintech ecosystem in Europe and what it means European Women Payments Network, Keen Innovation [why women need their own financial services, key players] Read more…

 

Thursday 9th July (9am BST)

Fresh options for fighting fraud in financial services Entersekt’s Simon Armstrong [the role of data-sharing and customer involvement] Read more…

Competition for SME banking increases as Starling Bank launches Business Toolkit. Read more…

UK’s TSB launches bill management pilot with ApTap [with built-in utility switching] Read more…

Saudi fintech Lean raises $3.5 million for its financial APIs platform [Saudi answer to Plaid] Read more…

Strategic partnership between Deutsche Bank and Google [not just cloud services but “co-innovation between the two companies to create the next generation of technology-based financial products for clients”] Read more…

Singapore-based AI-driven API security startup AiCULUS raises seed funding. Read more…

 

 

Wednesday 8th July (9am BST)

Australian Competition & Consumer Commission launches consultation on rollout of Consumer Data Right to energy sector. Read more… 

Swiss challenger Neon partners with insurtech Smile (German) [open finance / platformification recreating the bancassurance model] Read more…

Why banks and not platforms will be the future of funding SMEs, London Institute of Banking & Finance’s Alastair Tyler [banks’ data and funding advantages] Read more…

UAE’s Fintech Galaxy launches regional open innovation platform FinX22 [with open banking sandbox] Read more…

41% of European consumers unable to access new financial services during lockdown, Signicat [progress needed on digital onboarding] Read more…

Why this group of fintechs could be Europe’s next unicorns [the rise of BaaS banking platforms like Solarisbank ClearBank] Read more…

Brazilian fintech Swap taps $3.3 million seed round to create better infrastructure for fintechs. Read more… 

 

Tuesday 7th July (9am BST)

UK’s Money & Pensions Service Pensions Dashboards Programme calls for input on pensions dashboards data standards. Read more…

Australia’s NextGen.Net acquires fintech Frollo to lead the way in open banking [Frollo one of only two Accredited Data Recipients] Read more…

2020 Darwinian shakeout in European fintech Flagship Advisory Partners’ Joel van Arsdale. Read more…

Canada’s Flinks looks to expand US presence with C$16.2 million Series A [and developing wealth management aggregation product] Read more…

Brazilian fintech Gorila partners investment platform Genial (Portuguese) Read more…

Brazilian challenger Nubank proposes self-regulatory model for open banking (Portuguese) Read more…

 

 

Monday 6th July (9am BST)

Australia’s first open banking loan approved by Regional Australia Bank using Basiq [frictionless loan approval process with automated data-sharing and categorisation taking six minutes] Read more…

Australian business banking alternative Zeller announces A$6.3 million funding, comes out of stealth mode.  Read more…

Lack of standardisation hurts Canadian banks’ ability to secure new identity verification technology Michael Magrath of OneSpan [but DIACC framework will address this] Read more…

South African banks need to do more to ensure financial inclusion University of the Western Cape’s Velenkosini Matsebula and Derek Yu. Read more…

Korean open banking service subscriptions surpass 20 million [70 percent of economically active population, extension to second-tier financial institutions in December] Read more…

Shrenik Dagli of Australia’s QBE Insurance proposes common interface for all insurers [standardising core insurance APIs] Read more…

Friday 3rd July (9am BST)

Australia open banking launch podcast from FinTech Australia [with TrueLayer’s Marie Steinthaler, Regional Australia Bank CTO Rob Hale, Finder Founder Fred Schebesta, Frollo’s Gareth Gumbly, Biza Founder Stuart Low, Identitii’s John Rayment] Read more…

How TrueLayer is helping fintechs bring open banking to Ireland [interview with Francesco Simoneschi] Read more…

API banking as a cost reduction program: every other financial services provider opens up to partners Sopra Steria (German) [but banks and insurers still challenged by the need to break down value chains] Read more…

Money transfer service TransferWise to offer investment products [will payments services start to replace bank accounts?] Read more…

Estonian ID verification company Veriff raises $15.5 million. Read more… 

Industry heavyweights raise €45 million for Italian challenger bank. Read more…

 

 

Thursday 2nd July (9am BST)

With APIs at the heart of insurance, why their end-to-end security is vital Akana by Perforce’s Olaf van Gorp [managing API security in open insurance / open finance generally] Read more…

UK peers defeat government over commercial pension dashboard plans [and vote to delay any transactional capability to protect against scams] Read more…

How legacy systems impede US open banking adoption US Bank’s Gareth Gaston (reg reqd for full download) [July PYMNTS RedHat B2B API Tracker] Read more…

The surprising future of fintech Nesta Open Up 2020’s Lubaina Manji [open banking solutions for personal financial management] Read more…

The experience-driven digital savings marketplace Raisin UK CEO Kevin Mountford. Read more… 

America’s economy won’t recover without open banking FISPAN’s Clayton Weir. Read more… 

“The pandemic isn’t the cause of the rise in instant payments, it is rather further motivation for an already growing trend” BPC’s Oleg Patsiansky. Read more…

The benefits of customer identity and access management for banks Ubisecure CEO Simon Wood [security, compliance, cost reduction, CX] Read more…

 

 

Wednesday 1st July (9am BST)

Australian banking opens up ANZ’s Emma Gray [CDR comes into effect 1 July] Read more…

Marketplaces in the financial industry – here to stay Monizze’s Joris Lochy [nice review of key issues, how to assess opportunities] Read more…

UK Labour peers bid to restrict commercial pensions dashboards. Read more… 

Post Covid-19 digital identity Mobey Forum report (reg reqd for full download) [banks should “lead the development of a fairer, more trusted approach to digital identity”] Read more…

Banking platform solarisBank raises €60 million [offering modular BaaS plus banking licence] Read more…

Financial organisations face increase in CCPA compliance workload and expense Netwrix [CCPA enforcement starts from July 1] Read more…

Open banking ‘digital rental ecosystem’ Canopy raises further £2 million. Read more…

French neobank for entrepreneurs Shine acquired by Societe Generale. Read more… 

 

 

Tuesday 30th July (9am BST)

Energy to join banking sector under Australia’s Consumer Data Right. Read more… 

Digital payments rules must be updated now, Huw van Steenis [and PSD2 data-sharing rules] Read more…

How Indian fintech Zaggle pivoted from B2B2C to B2B SaaS platform for corporates. Read more…

Open banking: a brave new world, Sensedia’s Stephen Walsh [overview for the mortgage sector] Read more…

Lending platform Trade Ledger and Equifax bid for UK’s Capability & Innovation Fund (CIF) for SME credit scoring. Read more… 

UK’s Bud launches open banking payments product [trial with Blockchain.com] Read more…

Canada’s VoPay partners with real-time verification service Inverite to expand open banking payments coverage. Read more… 

 

 

Monday 29th June (9am BST)

Bye fintech. Hello techfin Dave Birch [“we are leaving the fintech era and entering the open banking era”, bigtech offering embedded finance are the real transformative challengers] Read more…

Data hurdles keep accountants from elevating their role Receipt Bank CEO Adrian Blair [acquisition of Xavier Analytics to improve open banking real-time data quality] Read more…

How IT pros can lead the fight for data ethics Zimana’s Pierre de Bois [establishing  data observability process] Read more…

Funding bid for Scottish Global Open Finance Centre of Excellence successful FDATA FinTech Scotland University of Edinburgh Scottish Enterprise. Read more…

Utility data aggregator Urjanet raises $14.65 million [investors including Equifax as part of using alternative data sources to tackle thin credit files] Read more…

Fintech’s darkest day: waking up to Wirecard [the impact of the FCA suspension of Wirecard Card Solutions on UK fintechs and consumer trust] Read more…

Open finance has the potential to fuel the growth of fintech Experian’s Rob Haslingden [alternative data, pensions dashboard] Read more…

Australia’s post-covid recovery held back by CDR draft rules Moneytree CTO Ross Sharrott [restrictions on data intermediaries] Read more…

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